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Sarvam's avatar

I needed this reminder! Waiting to feel “ready” or “safe” has kept me stuck for way too long. And I hopped on Substack to ditch just that!

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Wendy Scott's avatar

This is so true. I've been living modestly and saving for many years, but I've seen many people take 5 holidays a year and spend masses of money on stuff.

New iPhones every year. Expensive cars that depreciate quickly but bought with interest bearing loans. Expensive gyms, hair salons, personal trainers plus a raft of massages, acupuncture, and chiropractor appointments.

This is all very well if you've paid of your mortgage, have your retirement fund set up and earn a fortune, but otherwise, it's madness.

I started my money journey by reading. I got heaps of books out of the library, and I made notes. And as I'm a woman, I read books by women, for women.

Then I started looking at websites, going to local talks about finance and slowly I learned.

Great post Kathy, as you see, we're on the same page!

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